As a new investor in GXS Invest, what are some of the risks that I need to be aware of?

Before making an informed decision to purchase an investment product, please read through the following risk disclosures. It is important that you understand and acknowledge them before making your purchase.

1) All investments come with risks, and you may lose all or part of your investment. Investments are not deposits and should not be treated as deposits.

2) You have received, read and understood the relevant prospectus or other offering document and, where applicable, the product highlights sheet or other materials or documents relating to the investment product which you are applying to invest into, and agree to be bound by the prospectus and offering and constitutive documents of the investment product.

3) Past performance of an investment does not necessarily reflect its future performance. Any indicative return and/or distribution rate (where applicable) is for illustrative purposes only, and is not a prediction, projection or forecast of the future performance of the investment. There is no guarantee that the indicative return and/or distribution rate (where applicable) will be achieved. The value of investments and investment returns (including dividends, distributions, income or other returns) may rise or fall.

4) You are fully aware of the risks involved in the investment, including the risks set out in the Invest Account Terms, and you undertake all investments and investment transactions at your sole risk.

5) You will be responsible for your own investment decisions. GXS Bank does not offer investment advice of any nature, and any information which we provide is not offered as investment advice or recommendations. Any such information which we provide is intended for general circulation and does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You should not place any reliance on us as giving you any advice or making any recommendations. Where necessary, you should seek your own independent financial, professional or other advice.

6) Unless we inform you otherwise, we are acting as your agent in the investment transaction.

This advertisement or publication has not been reviewed by the Monetary Authority of Singapore