[Changes from 2 Apr 2026] Why is the Bank making this change?

The Bank reviews its products regularly and may adjust features and pricing from time to time.

The interest-free period is only applicable until 1 April 2026.

The grace period was initially introduced at launch to help new customers get started. As the FlexiPay feature transitions out of its introductory phase, interest will now accrue daily from the conversion date from Instalment Loan to FlexiPay, charged regardless of your repayment date. This update aligns FlexiPay with standard revolving credit terms. We encourage you to review your outstanding balance in the GXS Bank app and plan for these upcoming changes.