How is minimum repayment calculated for GXS FlexiCard?

The minimum payment is S$15 (or your total balance if it is below S$15), plus any overdue principal, accrued fees, and overlimit amounts.

Calculation Example:

• If your total billed outstanding balance is S$45, you have an overdue principal of S$10, an accrued late fee of S$50, and an overlimit amount of S$20, your base minimum payment is S$15.
• Adding the S$10 overdue principal, S$50 late fee, and S$20 overlimit amount brings your total minimum payment to S$95.