Where can I find my Balance Transfer interest rates and fees?

Great news! Balance Transfer is a 0% interest loan. It only comes with a one-time processing fee for each loan.

In the borrowing journey, this one-time processing fee amount will be displayed. Do review this fee before you complete your drawdown. Here's how:

1. Open your GXS app. On your GXS FlexiLoan home screen, tap on 'Borrow'.
2. Select ‘Balance Transfer’ on the top bar. You may tap on the ‘change’ icon to change your loan type.
3. Key in the amount you need.
4. Select the tenure of your loan.
5. The one-time fee amount will be displayed. Confirm to proceed with your drawdown.

Here is an illustration of the one-time processing fee, refer to your app at the time of drawdown for the applicable processing fee:

*Effective Interest Rate (EIR) is calculated with: $10,000 as principal drawn from 1 Jan 2024 with 1% monthly minimum due. Do note the one-time upfront fee is subject to change by the bank.