What are the fees and interest rates for FlexiPay?

A one-time conversion fee of 0.25% is charged on the outstanding balance of the GXS FlexiLoan that you've converted into FlexiPay.

A flat late fee of S$100 applies if you pay less than the minimum repayment amount due. Interest is not charged on fees or accrued interest.

The interest rate for FlexiPay is 26% p.a. or 0.07% daily.