What is the eligibility criteria?

Your new SME or small business may qualify for a working capital loan if it meets the following criteria: 

- it is a private limited company incorporated in Singapore and has been operating for at least 6 months, 
- a sole proprietorship owned by a Singaporean or PR that has been in operation for at least 12 months. 

The business must be at least 25% locally owned by a Singaporean or Singapore PR. Loan approval is subject to evaluation by our credit and risk teams.