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How is the GXS FlexiLoan AIYAH Campaign (Jan to Mar 2026) cashback calculated and paid out?

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The GXS FlexiLoan AIYAH Campaign (Jan to Mar 2026) benefit is paid as a monthly cashback into your GXS Savings Account (Main Account).

  • Calculation: The cashback is the difference between the interest at your prevailing rate and the interest at the "AIYAH Interest Rate" (which is your rate minus 1.8%).

  • Cashback Cap: Total cashback is capped at a maximum of S$1,888 per customer for the duration of the GXS FlexiLoan AIYAH Campaign.

  • Payment Period: Cashback applies only to the first 12 monthly repayments, regardless of a longer total loan tenure (e.g., 24 or 36 months).

  • Crediting Schedule: Paid in 12 equal monthly instalments. The first payment occurs the month after your first loan billing month, typically by the 15th of each month.

  • Note: The monthly cashback amount is fixed (equal instalments) even though your actual loan interest decreases over time as you pay down the principal.