Am I eligible to apply for GXS FlexiLoan?

We’re glad you’re interested! Here’s a quick eligibility check below. You must:

• Be aged between 21 and 65 years old;
• Be a Singapore Citizen or a Singapore Permanent Resident with a minimum annual income of S$20,000
• Be a foreigner holding a valid work pass with a minimum annual income of S$120,000.
• Not hold an existing GXS FlexiCard and/or GXS Biz Account and/or GXS FlexiLoan Biz 

Do note that all GXS FlexiLoan applications go through an evaluation process which is aligned with our internal requirements. This process includes an assessment of the applicant’s credit profile and eligibility - for example: Individuals currently under a Debt Consolidation Plan (DCP) or Debt Repayment Scheme (DRS) will not be eligible to apply.

As part of our bundled application offering, customers applying for a GXS FlexiLoan account will be assessed for both GXS FlexiLoan and our new GXS Credit Card.

If you are eligible for both products, you may choose not to create the credit card after the assessment is completed.

For Grab users, including Grab drivers and delivery partners, your transactions and earnings may be relevant for credit assessments and could be shared between Grab and GXS Bank for these purposes.