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What does overspent mean for my GXS Credit Card?

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An overspent state occurs when your total outstanding balance exceeds your assigned credit limit, requiring immediate repayment of the excess amount.

Calculation Example: If your assigned credit limit is S$1,000 and your current outstanding balance is S$495, an additional transaction of S$537.50 will bring your total balance to S$1,032.50. This exceeds your credit limit by S$32.50, meaning your account is overspent and you must repay the S$32.50 immediately.