What is the difference between GXS FlexiCard and GXS Credit Card?

The primary differences involve their credit limits, income requirements, and reward structures. 

• The GXS Credit Card is a cashback-based card, giving you up to 10% back in GrabCoins on Grab spends and a flat 1.75% cash back on local shopping. It requires a minimum yearly income of S$30,000 for Singapore citizens and draws from your shared FlexiCredit pool.  
• The GXS FlexiCard is a fee-based card featuring a fixed S$500 credit limit and requires no minimum income to apply.