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What are the fees and charges for the GXS Credit Card?

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The card features a S$196.20 (which is completely waived for your first year if your card is approved on or before 31 December 2026),  S$0 physical card delivery fees, and zero foreign transaction fees. 

If your Minimum Amount Due is not received by the payment deadline, a late fee of S$100 will be charged.  

Example: If your payment deadline is November 5th and you fail to clear at least the minimum amount required by that date, a S$100 late fee will be charged to your outstanding statement balance.